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Special Fund – Effective Monthly Yield of 7.26% • Equity Fund – Effective Monthly Yield of 8.42% • Locked Income Fund – Effective Monthly Yield of 9.06% • Special Fund – Effective Monthly Yield of 7.26% • Equity Fund – Effective Monthly Yield of 8.42% • Locked Income Fund – Effective Monthly Yield of 9.06% • Special Fund – Effective Monthly Yield of 7.26% • Equity Fund – Effective Monthly Yield of 8.42% • Locked Income Fund – Effective Monthly Yield of 9.06% •
Welcome to Lukman Trust Fund

Liquidity, Stability, Consistent Returns

Full Liquidity • Preservation of Capital

Park your cash in a highly liquid and stable vehicle while earning competitive yields. Safety, liquidity, and yield—the three pillars of money market funds.

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Investor Education

Types of Trust Funds

Understand the main unit trust fund categories in Kenya and which ones we currently offer to our investors.

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Currency Options

Invest in Your Preferred
Currency

KES

Kenyan Shilling Fund

For local currency investments

Minimum Initial KES 15,000
Minimum Top-up KES 15,000
Lock-in Period 6 months
Benchmark 7% weekly / 5% monthly
USD

US Dollar Fund

For dollar-denominated investments

Minimum Initial USD 115
Minimum Top-up USD 10
Lock-in Period 6 months
Benchmark 7% weekly / 5% monthly
Investment Minimums

Affordable Entry
Start Your Investment Journey

Feature KES Fund USD Fund
Minimum Initial Investment KES 15,000 USD 115
Minimum Top-up Amount KES 15,000 USD 10

*Note: Minimum amounts may vary by fund manager

Why Choose Us

Safety, Liquidity, and Yield
The three pillars of Lukman Trust Funds

No Minimum Investment
Start investing with any amount. No minimum investment required or a very low one.
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Full Liquidity
Access your funds at any time without withdrawal penalties. Complete flexibility for your financial needs.
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Capital Preservation
Invest in high-quality money market instruments designed to preserve your capital while earning competitive returns.
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Competitive Yields
Earn higher yields than traditional savings accounts while maintaining safety and liquidity.
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Our Solutions

Our Key Capabilities
MMF Expertise

The minimum investment is Kshs 15,000, for which you receive Kshs 750 (5%) per week until you recoup your full 15,000 back (Phase One). This takes 20 weeks (5 months). You then start receiving Kshs 1,089 (7.26%) per month for 7 months to complete the one-year contract. The total contract sums as reflected on the client portal will be Kshs 22,623 (15,000 + 7,623). All contracts are one year long but can end earlier if we decide to pay off the contract amount as shown in the client portal, i.e. principal plus annualised returns.

Fund Performance 0%
Capital Preservation 0%
Our Key Capabilities
8.5% Current
Yield

Investment Options

Choose the fund that suits your investment goals

KES

Kenya Shilling Fund

Initial Minimum Ksh 15,000
Lock-in Period 6 months
Minimum Top Up Ksh 15,000
USD

US Dollar Fund

Initial Minimum $ 115
Lock-in Period 6 months
Minimum Top Up $ 10
Fund Details

Key Statistics and Performance
Information

8.5%
7-Day Yield
Compound: 8.9%
0.75%
Expense Ratio
Competitive fees
KES 234 Million
Total Net Assets
Trusted by thousands
Low Risk
Risk Profile
Capital preservation focus
Fees & Charges

Transparent Pricing
Understand All Fees

Management Fees

Annual Management Fee: 1.5% - 2.5% p.a.
Calculation: Prorated daily over 365 days
Deduction: Automatically from fund assets

Initial & Redemption Fees

Initial/Subscription Fee: 0% (NIL)
Redemption/Exit Fee: 0% (NIL)
Transfer Fees: Typically NIL

Performance Fees

Performance Charge: 10% on returns above hurdle
KES Fund Hurdle Rate: 15% - 25% annual return
USD Fund Hurdle Rate: 10% - 15% annual return
Calculation: Applied only on surplus returns

Other Charges

Financial Services Charge: 5% p.a. (if applicable)
Trustee Fees: Included in management fee
Custodian Fees: Included in management fee
How It Works

Start Investing in 4 Simple Steps

1

Sign Up

Create your account online in minutes. Fast, simple, and secure.
2

Verify Phone

Confirm your mobile number via a quick SMS code to enable MPESA transactions.
3

Fund Your Account

Deposit instantly using M-PESA PayBill or STK Push for quick and convenient funding. Get started easily and begin investing right away.
4

Start Earning

Your money starts accruing returns immediately while staying fully accessible anytime.
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Frequently Asked Questions

Find answers to common questions about Lukman Trust Fund

Trust & Security

Regulated & Protected
Your investments are safe with us

Lukman TrustFund is regulated by the Capital Markets Authority (CMA)
Lukman Trust Fund is regulated by the Capital Markets Authority (CMA). The regulations are set out in the Collective Investment Schemes Regulations and the Capital Markets Act which have been enshrined in the Information Memorandum and the Trust Deed to protect the investor. The regulations impose duties and responsibilities on the key service providers of the fund, and require the fees and charges to be transparent and published within the information memorandum.
Client Testimonials

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Ready to start investing in
Lukman TrustFund?

Fill out the application form and attach all the documents as listed in the application form. Contact us today to learn more about our Lukman Trust Fund.
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